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September 2014

Who Can File Chapter 13 Bankruptcy

Who Can File Chapter 13 Bankruptcy Six Steps to Debt Consolidation   Any individual, even the self-employed or an unincorporated business-owner, is eligible for Chapter 13 relief as long as their unsecured debts are less than $383,175 and their secured debts are less than $1,149,525.  Chapter 13 filers must also have received credit counseling from an approved credit counseling agency either in an individual or group briefing within 180 days Read More

Four Advantages of Chapter 13 Bankruptcy

Four Advantages of Chapter 13 Bankruptcy Why Debtors Choose Repayment, Not Liquidation Chapter 13 Bankruptcy, also known as a “wage earner’s plan,” allows individuals with regular income to develop a plan to repay all or part of their debts.  The repayment plan may include installment payments to creditors for a period of three to five years. If the debtor’s monthly income is less than the state median, the plan will Read More

What is Chapter 7 Bankruptcy?

What is Chapter 7 Bankruptcy? Liquidation of Debtor’s Property Pays Creditors Chapter 7 Bankruptcy is the chapter of the United States Bankruptcy Code that allows for liquidation of a debtor’s property and the distribution of the proceeds to the debtor’s creditors.   According to the U.S. Courts, Chapter 7 is the most common form of bankruptcy in the United States. In order to qualify for Chapter 7 bankruptcy, the debtor may Read More

What does Bitach mean?
Bitach is the Hebrew word for Trust.  It’s the most important job we have, to build the trust of our clients on a regular basis. That includes courtesy when it comes to contacting consumers on behalf of our clients.  Our team of professionals is dedicated to ethical practices and treating everyone with the respect they deserve.

Bitach is proud to be a full-service Account Receivables Management Firm with offices across the country.  We invite you to browse the various companies that comprise Bitach and share your thoughts and questions.
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